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Hard Money/Private Money

Hard money is similar to a bridge loan, which usually has similar criteria for lending as well as cost to the borrowers.

Since the property itself is used as the only protection against default by the borrower, hard money loans have lower loan-to-value (LTV) ratios than traditional loans.

Commercial hard money is similar to traditional hard money, but may sometimes be more expensive as the risk is higher on investment property or non-owner occupied properties.

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