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Financing Dreams to Reality

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CHF Platinum 99.5% Financing

Borrower must meet the following requirements:

  • Occupy the residence as their primary residence; non-occupant co-borrowers are not allowed.

  • Borrower income cannot exceed CHF income limits for the county in which the property is located: 120% Area Median Income (AMI). Refer to www.nhfloan.org.

  • Minimum Credit Score of 620.

  • Meet all required FHA, VA, USDA-RHS underwriting criteria

Maximum Loan Amount:

  • The lesser of $417,000 (not including MIP) or maximum loan amounts permitted by HUD

Grant Funds available from CHF:

  • May not exceed 3% of the First Mortgage Loan amount

  • Proceeds may be used for down payment and/or closing costs

  • There must be no cash back to the borrower from the Grant Fund proceeds

Fees and Points Lender charges Borrower:

  • Origination Fee: 1.00%

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